The stock market investors who have suffered from looting, filming, and lack of money in their hands have recently turned their attention to art pawnshops, and they have taken advantage of the short-term redeemable period of their realization. However, most collectors have eaten the “closed door†of pawnshops, and the art pawn has a very strong professionalism in appraisal and valuation, preservation and realization, which makes most pawnshops discouraged. The art market is mixed, the identification is difficult, the price evaluation is uncertain, and the lack of professional antique calligraphy and painting talents has become the main reason for restricting the development of art pawnshops. How does the pawnshop guarantee the fairness of the appraisal? How does the pawn collection ensure the safety of the warehouse? The solution to the problem requires the improvement of the entire chain of art trade and the improvement of professionalism. Awkward market Wang Lei, a collector of calligraphy and painting, entered the market when the art market was hot in the past few years. However, after the market entered the adjustment period in the past two years, the collection of paintings and calligraphy he photographed was also unable to be sold at the ideal price due to the bursting of the price bubble, but his company met again. It is difficult to get a cash flow. So Wang Lei found a pawnshop to mortgage his own calligraphy and painting collection, and borrowed hundreds of thousands of yuan. He is going to redeem the collection after the 6-month period, which saves both the urgent and avoids the sale of low-priced collections. loss. The collector, Mr. Zhang, also had a similar experience. Originally, he wanted to earn money from the stock market and then transferred to the art market. He did not expect to suffer a stock market crash, not only lost hundreds of thousands, but also needed pawn collectibles to tide over the difficulties. Under normal circumstances, art pawn can get 50% to 70% of the market value of the market, although it will be lower than the auction price, but can be redeemed, without pains and love, can also get emergency funds, and the cost is only It is a commission of about 4.7% per month. However, Wang Lei's process of pawning calligraphy and painting is not smooth. Some pawnshops are not willing to pick up even if they are in business. However, there are only a few pawn shops that can undertake the art pawn business. They are completely in the seller's market, and collectors have no choice. According to the statistics of the Market Center of the Ministry of Culture, in the current nearly 7,000 pawn shops in the country, only five thousandths of the art pawn business is engaged, and there are only about five pawn shops in the country that can count the art pawn business. And some objects of art pawn are not completely in the sense of art, often based on jade jewelry gold, the proportion of antique calligraphy and painting pawn is still very small. Automotive real estate is a pillar of the pawn business. The art auction market has already reached the scale of tens of billions. The turnover of the spring auction market has reached 24.4 billion yuan. Why is the art pawn market, one of the financing channels, not valued? "Arts are not as well-recognized as the price of gold. The age, the author, the drawing, and other factors of a painting will cause market prices to vary greatly," said Liu Ming, a famous appraiser at a pawnshop in Beijing. The reality of the collector's pawn in the art is that the advertising of the art pawn can be seen through various channels, but when they actually find the pawnshop, they are often pushed away. Liu Ming told reporters that there are very few pawnshops in Beijing that have antique calligraphy and painting business. Some pawnshops occasionally collect some calligraphy and paintings because of the relevant experts and are limited to the areas that the experts are familiar with. There is a demand for art pawn in the market, but the pawnshop basically does not carry out this business, so the art pawn is still in a state of paralysis. Professional identification talent is missing The lack of professionals in the art appraisal is the biggest bottleneck in the field of pawnshops. "There are a few masters who can do antique calligraphy and painting in the circle." Liu Ming said. Sometimes in order to make a pawn business, the pawnshop will temporarily ask the experts for the identification of cultural relics to help identify and evaluate. Most of them are from friends and ask experts to come over. Because the business volume is not much, it is also considered from the perspective of cost. The insiders believe that even if experts are invited to identify, sometimes the results of an expert's appraisal can't make the pawnshop make a decision, and multiple expert appraisals may lead to the situation where the true and false opinions are not uniform. In recent years, the auction market has occurred. A few sensational days of high-priced disputes. If the experts did not reach a final unified assessment conclusion, then the sale would have been blown up, but the pawnshop had to face the embarrassing situation of paying expert appraisal fees. Artwork pawn human development is also a costly way. "Most of the famous pawn teachers are from the jewellery identification, but also from the cultural relics industry, and also learn from scratch, most of them have no experience in the identification of antique paintings and calligraphy." Liu Ming said. The jewellery pawn business is large, and the pawnshop can continuously improve the business level in practice. Artwork pawns, because the pawnshops handle too little things, unlike those who are engaged in art appraisal, have the opportunity to see a lot of things. There is no such thing as a work of art in the 100 pawn business, so the pawnshop has almost no Practical approach. Can an auction record of a work of art be used as the basis for the appraisal of the pawnshop? Liu Ming believes that the auction company is not fidelity on the auction, and some artworks have changed hands several times after the auction, so the pawnshop is only to see the real thing. The current contents of the auction are mainly based on the sales of famous watches and jewelry, and the market for calligraphy and painting is not well connected. “One is the result of the appraisal of the pawnshop's artwork, and the auction company must re-examine the situation. There may be disagreements between the two parties. In addition, it takes a certain period for the artworks to be realized through auction, and the art auction market has been in the past few years. During the adjustment period, the auction price and cycle become more uncertain." Need to be perfected in the circulation chain The pawnshops in Shanghai received a lot of art lovers before the spring shooting this year. In order to compete for art in the spring auction, they chose to obtain some financing through the existing works of pawn to make the art pawn business short-term. There has been a slight increase within. However, the pawnshop also found that most of the large number of antique calligraphy and paintings sent to the appraisal were fakes, and there were very few real business deals, which made the pawnshops more cautious about the risk of counterfeit goods. There is an unwritten habit in the pawn industry that if a company receives a fake item, it will send the photo to the network, so that everyone can learn from the fraud. In addition, jewellery, regardless of age and age, is generally based on material prices, such as the wholesale price of gold and gems, which is different from the rules in the antique market, and the age does not affect the price. The preservation and storage of antique calligraphy and painting is also a problem that restricts the development of art pawn. It is understood that the general pawnshop has not undergone relevant professional painting and calligraphy appreciation training, such as how to open the painting axis will not cause damage, most of the pawnshop warehouses do not have constant temperature and humidity conditions, there is no cabinet dedicated to preserve porcelain, calligraphy and painting, generally Put it together. “Once the art is absolutely unsatisfactory, sales are not smooth, which is one of the concerns of pawnshops,†said industry insiders. According to the "Pawn Management Measures", if the amount of the absolute property is less than 30,000 yuan, the pawnshop may sell or discount the price on its own; if the value of the property is more than 30,000 yuan, it may be in accordance with the "Guarantee Law of the People's Republic of China". The prescribed treatment may also be carried out by the pawnshop and commissioned by the pawnshop for public auction after the parties have agreed in advance. Liu Ming said that most art objects will cost more than 30,000 yuan. If they can't be auctioned for a long time, the pawnshops will have to bear the interest losses themselves, and may even become "dead." At present, the usual practice of pawnshops on art objects is that if the opinions of the two parties on the art object are not uniform, the two sides can negotiate again, and they can also match jewelry and other objects to achieve the goal of the household. The amount of money to be borrowed. The total turnover of Chinese art market accounts for more than 20% of the global market. Art pawn is a big cake. Some pawnshops still don't want to give up a share, but the existing talents and hardware packages can not meet the market demand. Custom Shoes,Custom Men Shoes,Custom Women Shoes,Custom Fashion Brand Shoes Henan Jiahong shoes Co., Ltd. , https://www.jhshoetowng.com